Terms & Conditions

1. Introduction

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“Client”, “User”) and Qubit Finance Limited (“Company”, “we”, “our”). By accessing or using our platform, you agree to comply with these Terms in full.

2. Eligibility

• You must be at least 18 years of age.
• You must have full legal capacity to enter into binding agreements.
• You must not be prohibited from using financial services under applicable law.
• We reserve the right to refuse service at our discretion.

3. Nature of Services

Qubit Finance Limited provides digital wealth growth strategies and asset allocation services across diversified financial instruments including digital assets, arbitrage systems, and algorithmic trading environments.

All investments involve risk. Returns are not guaranteed unless explicitly stated within a defined plan agreement.

4. Account Registration & Activation

• Users must provide accurate and complete information.
• Accounts remain inactive until an initial deposit is successfully processed and confirmed.
• KYC/AML verification may be required at any time.
• Failure to comply may result in suspension or restricted access.

5. Deposits

• Funds must originate from accounts legally owned by the User.
• Deposits are final once confirmed on the relevant network or banking system.
• The Company is not liable for user errors in funding instructions.

6. Withdrawals & Capital Lock Policy

Qubit Finance Limited operates a structured liquidity management framework designed to protect portfolio stability, risk allocation integrity, and all participating clients.

6.1 Capital Lock Period

• All initial deposits are subject to a minimum capital lock period as defined under the selected investment plan.
• During this lock period, capital may not be withdrawn in full or in part unless otherwise stated within the specific plan agreement.
• The lock period exists to ensure portfolio deployment stability, liquidity balancing, and risk-managed allocation.

6.2 Early Withdrawal Requests

• Early withdrawal requests may be considered at the sole discretion of the Company.
• Early liquidation may result in forfeiture of accrued returns, performance adjustments, or administrative processing fees.
• The Company reserves the right to decline early redemption where doing so may materially impact portfolio operations.

6.3 Compliance & Risk Review

• All withdrawals are subject to internal compliance review and AML/KYC verification.
• Additional documentation may be required prior to approval.
• Withdrawals may be delayed where suspicious activity, funding inconsistencies, or regulatory triggers are detected.

6.4 Processing Timeframes

• Standard withdrawal processing time is 1–5 business days following successful compliance clearance.
• Digital asset withdrawals are subject to blockchain confirmation requirements.

6.5 Right of Refusal

Qubit Finance Limited reserves the absolute right to refuse, restrict, or suspend withdrawal requests where a breach of these Terms, fraudulent activity, or regulatory exposure risk is reasonably suspected.

6.6 External Fee Handling

• Any applicable fees, including performance, administrative, profit realization, or processing fees, may apply at the time of withdrawal.
• Clients are fully informed of fees **before settlement** and must approve payment.
• All fees are **paid externally** and are **not deducted from the client’s account balance**.
• Clients receive the full account balance in its entirety, ensuring transparency and accountability.

7. Risk Disclosure

Digital and financial markets are volatile. Capital is at risk.

• Past performance is not indicative of future results.
• Users may lose part or all of their capital.
• The Company is not liable for losses arising from market fluctuations or third-party failures.

8. Prohibited Activities

• Fraudulent funding or stolen assets.
• Money laundering or illegal transactions.
• Attempting to manipulate platform systems.
• Providing false or misleading information.

Violations may result in immediate account termination and legal action.

9. Limitation of Liability

To the maximum extent permitted by law, Qubit Finance Limited shall not be liable for indirect, incidental, or consequential damages. Total liability shall not exceed the total capital deposited by the User.

10. Account Progression & Plan Advancement Policy

10.1 Performance-Based Plan Progression

To maintain a structured wealth-building environment and ensure optimal capital allocation, Qubit Finance Limited operates a performance-based plan progression system.

Where a Client executes five (5) or more completed trading cycles within a single investment plan, the system may classify the Client as eligible for progression to the next-tier plan.

• Demonstrated trading activity
• Account engagement consistency
• Capital growth alignment
• Risk-to-return suitability assessment

10.2 Upgrade Requirement Upon Eligibility

Upon eligibility, the Client may be required to upgrade to the next-tier plan in order to continue participating in new trading cycles.

The upgrade requirement may be satisfied by either:

• Making an additional deposit to meet the minimum capital requirement of the next-tier plan; or
• Using available account balance (including profits and/or capital) to complete the required capital threshold.

No external deposit shall be required where sufficient internal balance exists.

10.3 Purpose of Plan Advancement

• Ensure proportional capital allocation relative to account performance
• Align Clients with appropriate return structures
• Maintain internal liquidity and risk controls
• Provide access to enhanced earning structures and platform features

This structure is not intended as a penalty or financial burden, but as a structured capital growth framework.

10.4 Client Discretion

• The Client may continue to hold their existing balance; however
• Initiation of new trading cycles under the previous plan may be restricted.

Withdrawals remain subject to applicable lock periods, capital control policies, platform withdrawal terms, and external fee handling.

10.5 Platform Risk Management Authority

• Adjust plan eligibility thresholds
• Modify progression requirements
• Temporarily suspend new cycle entries pending upgrade compliance

Such actions may be taken where reasonably required for operational stability, liquidity management, risk mitigation, or regulatory considerations.

11. Amendments

We reserve the right to amend these Terms at any time. Continued use of the platform constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales.